Receive your pay on an Ethos Visa® Debit Card Account and enjoy
unmatched security with the power and prestige of a Visa!

As an Ethos accountholder, you will receive:
- Quick and Easy Approval: No credit checks are performed and no previous banking account history is required to qualify!
- Free Direct Deposit of Payroll and other reoccurring electronic payments
- Free Consumer Activated Fraud Protection*. Have your text messaging cell phone:
- Alert you every time a purchase is made and give you your remaining balance.
- Notify you when a deposit is made to your account
- Tell you when your balance has reached a predetermined level; never balance your checkbook again!
- Free to make a purchase (Point of Sale) and no fees to receive cash back with a purchase transaction.
- Free 24/7 access to important account information through the internet and the Interactive Voice Response (IVR) System
- Low $2.95 monthly card maintenance fee (one of the lowest in the industry and lower than many checking accounts.)
- FDIC insured account
- Visa Zero Liability Policy Protection
- Automatic Enrollment in a Pharmacy Discount Network ** (average savings is 20%)
* Your cell phone company charges may apply.
** This is NOT insurance.
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Order your card today…
It’s as easy as 1, 2, 3…
Steps:
- Sign the prepared application supplied by your company and return to your payroll department.
- When your card arrives, follow the enclosed activation instructions. Complete the direct deposit form and return to your employer. Please note: you may receive a paper check for one or two more pay periods before funds are deposited onto your account.
3. On the next payday pick-up
your pay stub. Your
pay will be automatically
deposited to your card
account.
4. Enjoy!
Brought to you by

National CMServices, Inc.
Contact: Jeffrey L. Kearns
jlkfountain@aol.com
573-701-0557 or 1-877-292-7460
Fax 573-747-1030
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